Saat Dajjal Tiba, Kelaparan Terjadi di Seluruh Dunia. Hanya Ini Makanan dan Minuman Bagi Kaum Muslimin. Baca dan bagikan agar makin banyak yg tau - Sudah menjadi fitrah bahwa sebagai manusia kita membutuhkan asupan energi yang mampu menyeimbangkan kondisi tubuh.
Kita tidak bisa hidup jika tidak makan dan minum. Sebab, kita adalah makhluk hidup, tentunya akan hidup jika diberi nutrisi. Tetapi, kita tak khawatir, karena kini sumber makanan sangat berlimpah. Berbagai macam jenisnya pun ada hanya untuk kita.
Tibalah di akhir zaman, sang lelaki bermata satu akan tiba di dunia ini. Dialah Dajjal, orang yang akan menggoncangkan keimanan seseorang. Maka, jika tidak ada iman yang kuat dan kokoh, cukup sulit bagi kita untuk terhindar dari rayuan Dajjal. Sebab, ia memiliki cara yang ampuh untuk membuat manusia melihat bahwa apa yang benar itu menjadi salah, dan yang salah menjadi benar.
Bukan hanya itu, kedatangan Dajjal dapat membuat umat Islam kelaparan. Pasalnya, salah satu tanda kedatangan Dajjal ialah akan tibanya musim paceklik selama tiga tahun. Hal itu menandakan bahwa kita tidak akan merasakan rezeki yang berlimpah seperti saat ini. Melainkan, keadaan kekeringan, kelaparan itulah yang akan kita rasakan.
“Sesungguhnya tiga tahun sebelum kemunculan Ad-Dajjal, di tahun pertama, langit menahan sepertiga air hujannya, bumi menahan sepertiga hasil tumbuhannya, dan di tahun kedua, langit menahan dua pertiga air hujannya, dan bumi juga menahan dua pertiga hasil tanamannya. Dan di tahun ketiga langit menahan seluruh yang ada padanya dan begitu pula bumi, sehingga binasalah setiap yang memiliki gigi pemamah dan kuku,” (“Kisah Dajjal”- Syaikh Muhammad Nashiruddin Al-Albani; Pustaka Imam Asy-Syafi’i; hlm. 92).
ika demikian, kita makan apa?
Dalam Hadist Riwayat Ahmad , “Asma’ binti Abu Bakar berkata, “Akan tetapi mereka tidak mendapatkan apa-apa sehingga aku khawatir terkena musibah kelaparan, dan apa yang bisa dimakan oleh kaum mukmin pada waktu itu?” Jawab Nabi “Allah mencukupkan kepada mereka dengan makanan yang diberikan kepada penduduk langit (Malaikat),” (HR. Ahmad No. 26298).
Kita tahu bahwa malaikat itu tidak memiliki nafsu. Otomatis, nafsu untuk makan dan minum pun tidak ada. Dan benar bahwa mereka itu tidak makan atau pun minum. Apakah itu berarti kita pun tidak akan makan dan minum? Lantas apa yang kita makan?
Asma’ berkata, “Wahai Nabi Allah, bahwasanya Malaikat tidak makan dan tidak minum.” Jawab Nabi, “Akan tetapi mereka membaca tasbih dan mensucikan Allah, dan itulah makanan dan minuman kaum beriman saat itu, tasbih dan taqdis,” (HR. Abdul Razzaq, ath-Thayalisi, Ahmad, Ibnu Asakir).
sumber : http://www.siarberita.com/saat-dajjal-tiba-kelaparan-terjadi-di-seluruh-dunia-hanya-ini-makanan-dan-minuman-bagi-kaum-muslimin/
Ya, hanya tasbih dan taqdislah yang menjadi penguat kaum muslimin. Kita tidak akan merasakan bencana ini sebagai suatu masalah yang besar. Kita akan selalu yakin bahwa Allah selalu memberikan yang terbaik. Maka, tidak akan ada kekhawatiran dalam hati kita atas apa yang akan terjadi selanjutnya. Wallahu ‘alam.
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While the most important thing is to save, there are some added benefits that depend on where we put our savings.And there are several places where we can put our savings in.
The simplest and most common way is a piggy bank. It's a fun way of saving, and it can give us a sense of accomplishment to see our piggy bank fill up.It's also a great tool for teaching kids the concept of saving.
Another popular way is the paluwagan system. Saving along with our friends can be a great experience.
But in my opinion, the best place to put our savings is still in a bank - in a savings account. For one, our money earns interest and can grow faster. Second, the money is more secure. Our deposit is guaranteed by the PDIC for up to Php 500,000 (much lower than the 9m in Australia).
So no matter what happens to the bank, we can get our money back. (If you're fortunate enough to have more than 500K, simply open an account with a different bank.) What's more, regularly going to the bank to deposit our savings can possibly expose us to other savings or investment opportunities later on.
However, how do we choose the right bank to open a savings account with? There are several factors to consider:
Interest Rate - Since we're saving in a bank to earn interest, it would make sense to go for the bank that gives the highest interest rate.
Maintaining Balance - A high maintaining balance can be burdensome for someone who does not have a lot of money and might need to withdraw from their account during times of emergencies.
And most banks impose a penalty (usually Php300) if we fall below the maintaining balance. So in this case, we want the bank with a low maintaining balance (or at least doesn't impose a penalty).
Initial Deposit - A lower initial deposit means it's easier to open an account. However, we would still need to deposit enough money on that same day to make sure that we meet the maintaining balance. So in effect, this isn't a substantial factor.
Balance to Earn Interest - Believe it or not, just because our money is in a bank doesn't mean it's earning interest. Banks require that the account accumulate a certain amount before it can earn interest. So we want a bank that requires the lowest balance before it pays us interest.
Account Type - We can choose either an ATM or Passbook account. An ATM is typically chosen so we can have easier access to our money. But a Passbook is a good choice if we want to make it hard for us to withdraw and spend our savings.
Proximity and Ease of Access - In my opinion, this is the most important factor of all since saving regularly is more important than the amount we are saving. And it can be hard to save if you have to spend an inordinate amount of time and effort just to make a deposit in your bank.
On the other hand, if your bank has branches just a a few steps away from your house, place of work, and even places where you spend your free time, then it's very convenient to just drop in from time to time and deposit 50 pesos.
So we want the bank that's very accessible to us, has the highest interest rate, lowest maintaining balance, and lowest balance to earn interest. However, banks have different rates, and no bank beats the rest in all our criteria. So it's really a personal choice on which bank offers the best combination of factors. To that end, I compiled a table of some of the largest banks in the Philippines and their rates.
source by : http://www.personalfinanceapprentice.com
A few notes:
The information was gathered from the banks' official websites (as of May 18, 2015).
Certain types of banks tend to give higher interest rates. (Savings, Rural, Thrift, etc.). However, they also tend to have less branches than commercial banks. But if there's one near you or interest rate is your primary factor, they're definitely worth considering.
Most banks impose a penalty of 300 pesos if you fall below the maintaining balance. However, it's not always mentioned in their website or brochure. Be sure to ask before opening an account, as it's good information to know.
Having online access to your account is also a good factor to consider. But it's more for how you spend your money (i.e. paying bills online) so I did not include it as a factor.
Hopefully this post has helped you decide which bank offers the best savings account for you
Tibalah di akhir zaman, sang lelaki bermata satu akan tiba di dunia ini. Dialah Dajjal, orang yang akan menggoncangkan keimanan seseorang. Maka, jika tidak ada iman yang kuat dan kokoh, cukup sulit bagi kita untuk terhindar dari rayuan Dajjal. Sebab, ia memiliki cara yang ampuh untuk membuat manusia melihat bahwa apa yang benar itu menjadi salah, dan yang salah menjadi benar.
Bukan hanya itu, kedatangan Dajjal dapat membuat umat Islam kelaparan. Pasalnya, salah satu tanda kedatangan Dajjal ialah akan tibanya musim paceklik selama tiga tahun. Hal itu menandakan bahwa kita tidak akan merasakan rezeki yang berlimpah seperti saat ini. Melainkan, keadaan kekeringan, kelaparan itulah yang akan kita rasakan.
“Sesungguhnya tiga tahun sebelum kemunculan Ad-Dajjal, di tahun pertama, langit menahan sepertiga air hujannya, bumi menahan sepertiga hasil tumbuhannya, dan di tahun kedua, langit menahan dua pertiga air hujannya, dan bumi juga menahan dua pertiga hasil tanamannya. Dan di tahun ketiga langit menahan seluruh yang ada padanya dan begitu pula bumi, sehingga binasalah setiap yang memiliki gigi pemamah dan kuku,” (“Kisah Dajjal”- Syaikh Muhammad Nashiruddin Al-Albani; Pustaka Imam Asy-Syafi’i; hlm. 92).
ika demikian, kita makan apa?
Dalam Hadist Riwayat Ahmad , “Asma’ binti Abu Bakar berkata, “Akan tetapi mereka tidak mendapatkan apa-apa sehingga aku khawatir terkena musibah kelaparan, dan apa yang bisa dimakan oleh kaum mukmin pada waktu itu?” Jawab Nabi “Allah mencukupkan kepada mereka dengan makanan yang diberikan kepada penduduk langit (Malaikat),” (HR. Ahmad No. 26298).
Kita tahu bahwa malaikat itu tidak memiliki nafsu. Otomatis, nafsu untuk makan dan minum pun tidak ada. Dan benar bahwa mereka itu tidak makan atau pun minum. Apakah itu berarti kita pun tidak akan makan dan minum? Lantas apa yang kita makan?
Asma’ berkata, “Wahai Nabi Allah, bahwasanya Malaikat tidak makan dan tidak minum.” Jawab Nabi, “Akan tetapi mereka membaca tasbih dan mensucikan Allah, dan itulah makanan dan minuman kaum beriman saat itu, tasbih dan taqdis,” (HR. Abdul Razzaq, ath-Thayalisi, Ahmad, Ibnu Asakir).
sumber : http://www.siarberita.com/saat-dajjal-tiba-kelaparan-terjadi-di-seluruh-dunia-hanya-ini-makanan-dan-minuman-bagi-kaum-muslimin/
Ya, hanya tasbih dan taqdislah yang menjadi penguat kaum muslimin. Kita tidak akan merasakan bencana ini sebagai suatu masalah yang besar. Kita akan selalu yakin bahwa Allah selalu memberikan yang terbaik. Maka, tidak akan ada kekhawatiran dalam hati kita atas apa yang akan terjadi selanjutnya. Wallahu ‘alam.
-------------------------------------------------------
The Best Saving Bank Account
Learn How To Choose The Best Savings Account For YouWhile the most important thing is to save, there are some added benefits that depend on where we put our savings.And there are several places where we can put our savings in.
The simplest and most common way is a piggy bank. It's a fun way of saving, and it can give us a sense of accomplishment to see our piggy bank fill up.It's also a great tool for teaching kids the concept of saving.
Another popular way is the paluwagan system. Saving along with our friends can be a great experience.
But in my opinion, the best place to put our savings is still in a bank - in a savings account. For one, our money earns interest and can grow faster. Second, the money is more secure. Our deposit is guaranteed by the PDIC for up to Php 500,000 (much lower than the 9m in Australia).
So no matter what happens to the bank, we can get our money back. (If you're fortunate enough to have more than 500K, simply open an account with a different bank.) What's more, regularly going to the bank to deposit our savings can possibly expose us to other savings or investment opportunities later on.
However, how do we choose the right bank to open a savings account with? There are several factors to consider:
Interest Rate - Since we're saving in a bank to earn interest, it would make sense to go for the bank that gives the highest interest rate.
Maintaining Balance - A high maintaining balance can be burdensome for someone who does not have a lot of money and might need to withdraw from their account during times of emergencies.
And most banks impose a penalty (usually Php300) if we fall below the maintaining balance. So in this case, we want the bank with a low maintaining balance (or at least doesn't impose a penalty).
Initial Deposit - A lower initial deposit means it's easier to open an account. However, we would still need to deposit enough money on that same day to make sure that we meet the maintaining balance. So in effect, this isn't a substantial factor.
Balance to Earn Interest - Believe it or not, just because our money is in a bank doesn't mean it's earning interest. Banks require that the account accumulate a certain amount before it can earn interest. So we want a bank that requires the lowest balance before it pays us interest.
Account Type - We can choose either an ATM or Passbook account. An ATM is typically chosen so we can have easier access to our money. But a Passbook is a good choice if we want to make it hard for us to withdraw and spend our savings.
Proximity and Ease of Access - In my opinion, this is the most important factor of all since saving regularly is more important than the amount we are saving. And it can be hard to save if you have to spend an inordinate amount of time and effort just to make a deposit in your bank.
On the other hand, if your bank has branches just a a few steps away from your house, place of work, and even places where you spend your free time, then it's very convenient to just drop in from time to time and deposit 50 pesos.
So we want the bank that's very accessible to us, has the highest interest rate, lowest maintaining balance, and lowest balance to earn interest. However, banks have different rates, and no bank beats the rest in all our criteria. So it's really a personal choice on which bank offers the best combination of factors. To that end, I compiled a table of some of the largest banks in the Philippines and their rates.
source by : http://www.personalfinanceapprentice.com
A few notes:
The information was gathered from the banks' official websites (as of May 18, 2015).
Certain types of banks tend to give higher interest rates. (Savings, Rural, Thrift, etc.). However, they also tend to have less branches than commercial banks. But if there's one near you or interest rate is your primary factor, they're definitely worth considering.
Most banks impose a penalty of 300 pesos if you fall below the maintaining balance. However, it's not always mentioned in their website or brochure. Be sure to ask before opening an account, as it's good information to know.
Having online access to your account is also a good factor to consider. But it's more for how you spend your money (i.e. paying bills online) so I did not include it as a factor.
Hopefully this post has helped you decide which bank offers the best savings account for you
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